R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
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California Doesn’t Need to Burn
Steven Greenhut
Gov. Gavin Newsom blames climate change for the raging wildfires, but there are far simpler ways to address this latest crisis.
California’s leaders have a knack for taking bold, headline-grabbing…
My name is R.J. Lehmann and I am director of finance, insurance and trade policy at the R Street Institute. R Street is a think tank devoted to pragmatic free-market solutions to public policy…
Perhaps all of this damage to the American economy, and particularly the agricultural economy, might be justified if China were changing its economic model in a market-oriented way, but early…
Radio: Mornings with Brian Haldane: Ray Lehmann
R.J. Lehmann
From Talk 107.3:
On this segment Brian talks with Ray Lehmann, the co-founder of The R Street Institute about the topic of reforming the Federal Flood Policy and how that would affect our…
Our organizations welcome the opportunity to provide comment on the FHFA’s 2020 Proposed Capital Rule. The R Street Institute and Taxpayers for Common Sense are both 501c3 research organizations…
WASHINGTON (Aug. 25, 2020) – As East Texas and Western Louisiana prepare for the impact of Hurricane Laura, this year’s very active Atlantic storm season should be a wake-up call to Congress on…
Insurance rates go lower as less traffic translates to fewer accidents
From the Washington Examiner:
“There’s no question that frequency of claims is down enormously since the pandemic started, and that has translated into a competitive market for rebates and credits,”…
Between the outbreak of a global pandemic and aggressive trade wars, the last several years have been trying times for America’s farmers and ranchers.
In order to mitigate the damage from…
How the Federal Government’s Pandemic Response Affects Commercial Insurance
R.J. Lehmann
From Bolt Inc. :
“It simply isn’t possible to diversify away from a global pandemic,” writes Ray Lehmann, founding member and director of finance, insurance and trade policy at R Street…
Government backstop likely to be key for insurance coverage of future pandemics
From S&P Global:
R.J. Lehmann, of the free-markets think tank the R Street Institute, said that not only should the industry not bear any of the risk for pandemic insurance, it also lacks the…