R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
The Issue
Publications
US needs commercial allies in Asia
Clark Packard
With both sides retreating to their respective
corners, it appears the trade conflict between the United States and China, the
two largest economies in the world, isn’t going to end anytime…
Texas Moves Closer to Boosting Private Flood Market
R.J. Lehmann
The nation’s second-largest market for flood insurance may soon join more than a dozen other states in waiving requirements that insureds first search the admitted market before placing a private…
, KJZZ
Arizona Gets High Marks For Insurance Regulators By Think Tank
Media Coverage
From KJZZ:
Arizona is one of the least likely states to be influenced by political pressure because of the way insurance regulators are appointed.
That’s according to a new report by…
Members of the committee,
My name is R.J. Lehmann and I
direct insurance policy for the R Street Institute, a nonprofit, nonpartisan
public policy research organization. Our mission is to engage…
Members of the committee,
I write you on behalf of the R Street Institute in support of H.B. 1306, an act
relating to the provision of flood coverage under insurance policies issued by
surplus…
WASHINGTON (May 2, 2019) – The R Street Institute welcomes today’s release of the Republican Study Committee FY2020 Budget: Preserving American Freedom. Though R Street does not agree with every…
TALLAHASSEE, Fla.
(April 24, 2019) – The seventh time was the charm for the Florida
Legislature, as the state Senate today passed House-passed reforms to stem the
flood of abusive…
Techquake: The Biggest Threat to California’s Tech-Sector May Lie Directly Beneath its Feet
Ian Adams
California’s technology sector has had a tough year with state and federal policymakers, to say nothing of the general public. Concerns about the size and scope of internet firms have led to a…
As an Unelected Legal Organization Attempts to Rewrite Insurance Law, Indiana Legislators are Pushing Back
Alan Smith
State legislatures, including Indiana’s General Assembly, are moving to protect themselves from an emerging version of legal “alternative facts” as yet another venerable American institution…
Dear Member of Congress,
I write to encourage you to support the Earthquake Mitigation Incentive and Tax Parity Act recently introduced by Reps. Mike Thompson (D-CA) and Ken Calvert (R-CA) in the…