R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
Insurance
The Issue
Publications
Unusual Weather We’re Having, Ain’t It?
Jerry Theodorou
A scene in The Wizard of Oz finds Dorothy, the Cowardly Lion and Scarecrow in a poppy meadow with snow coming down. The Cowardly Lion says, “unusual weather we’re having, ain’t it?” If Bert…
The conclusion of the 26th Conference of Parties (COP26) last week in Glasgow ran the gamut of media mentions. There was the good, such as the unexpected pledge of climate cooperation between the…
Insurance leaders agree on challenges facing the industry
Jerry Theodorou
The 15 largest publicly-traded property and casualty insurers and reinsurers are all facing similar challenges as the year comes to a close. According to R Street’s review of Q3 2021 earnings…
Florida TaxWatch: End or modify’ the National Flood Insurance Program
Lars Powell
From Insurancenewsnet:
But FTW cites R Street Institute research showing the private flood insurance market grew by more than 50% in 2017 and now represents 15% of all flood insurance policies…
Phony Credit-Score ‘Emergency’
Steven Greenhut
During the coronavirus lockdowns, Washington State Insurance Commissioner Mike Kreidler, a Democrat, used his emergency rulemaking powers to ban the use of credit scores in determining insurance…
Georgia insurance commissioner: Biden’s proposed ‘hurricane tax’ threatens Georgians
Lars Powell
From Savannah Morning News:
A report by the conservative and libertarian think tank R Street Institute found that this “hurricane tax” would increase total property insurance premiums in…
, The Hill
Harvesting another trade war
Clark Packard
For about 70 years, the United States was the major architect and proponent of global rules-based trade. Through foresight and bipartisan persistence, the U.S. worked to lower trade barriers around…
Event: Market-Based Solutions for the U.S. Agriculture Sector
Caroline Kitchens & Clark Packard & Philip Rossetti
From R Street Institute:
Featuring: [
Moderator] Caroline Kitchens, Director of Government Affairs, R Street Institute
Clark Packard, Resident…
Florida TaxWatch: ‘End or modify’ the National Flood Insurance Program
Lars Powell
From The Center Square:
But FTW cites R Street Institute research showing the private flood insurance market grew by more than 50% in 2017 and now represents 15% of all flood insurance policies…