R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
The Issue
Publications
Guest column: Don’t listen to the lawyers, take tough action to curb car insurance costs
R.J. Lehmann & Marc Hyden
Louisiana’s voters have spoken and Jim Donelon has been returned to a fourth term as the state’s insurance commissioner. But that does not mean Louisiana consumers and businesses are satisfied…
Shifting sands: We continue to build and live along the N.C. coast, but should we?
R.J. Lehmann
From Carolina Journal:
J. Lehmann is a senior fellow at R Street, a nonprofit, nonpartisan, public policy research organization. Lehmann says people need to understand the full risk of…
, BestWire
La. Insurance Commissioner, Election Opponent Spar Over Auto Rates
From BestWire:
Temple also cited a survey from the R Street Institute, a Libertarian policy group, which puts Louisiana dead last in a survey of effective insurance markets.
How ‘resilience’ became a politically safe word for ‘climate change’
R.J. Lehmann
From Roll Call:
R.J. Lehmann, a senior fellow at the center-right R Street Institute, said the embrace of the term dates back to hurricanes in 2004 and 2005, but a series of devastating storms in…
The United States and Japan recently agreed to the outline of a so-called “mini” trade agreement. On first blush, there are several positives about the deal and a few problems. A more thorough…
State insurance commissioner being challenged by insurance veteran
From The Advocate:
Temple points to the “F” grade given Louisiana’s insurance regulatory system in December by the R Street Institute Policy Study No. 163: 2018 Insurance Regulation Report…
Dan Webster Wants the Feds to Follow Florida’s Lead in Extreme-Weather Situations
From Sunshine State News:
“Since 2012, taxpayers have laid out more than $200 billion in regular and emergency disaster relief spending,” said R.J. Lehmann, the director of finance, insurance and…
Disaster Policy Must be Updated to Meet the Nation’s Evolving Needs
R.J. Lehmann
We have all witnessed the shocking rise in record numbers of multibillion-dollar natural catastrophes, with the damage from Hurricanes Harvey, Florence and Dorian still being felt across the country….
The Coastal Barrier Resources Act, signed by President Ronald Reagan in 1982, designates a 3.5-million-acre zone of environmentally sensitive beaches, wetlands, barrier islands, and estuaries along…
Reps Webster & Cartwright Unveil Legislation to Increase America’s Preparedness For Extreme Weather Events
From U.S. Rep. Daniel Webster:
‘Since 2012, taxpayers have laid out more than $200 billion in regular and emergency disaster relief spending,’ said R.J. Lehmann, Director of Finance, Insurance &…