R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
Insurance
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Radio: Why do we keep paying people to rebuild in flood plains?!
R.J. Lehmann
From The Pete Kaliner Show:
Hurricane Isaias made landfall overnight in North Carolina. What better time to talk about the utterly broken National Flood Insurance Program? Plus, the shifting…
The R Street Institute wishes to express its support for Assembly Bill 2167, which soon will come before this committee after passage by the full state Assembly. R Street is a Washington, D.C.-based…
Natural Disasters: Credit scores are discriminatory. How the feds can fix that
R.J. Lehmann
From ClimateWire:
“Making sure that disadvantaged and minority communities have access to federal programs to mitigate risk should be a priority,” R.J. Lehmann, an expert on disaster policy at the…
WASHINGTON (July 28, 2020)—The Trump administration’s trade wars have been a disaster for American agriculture. As a result, the Trump administration has showered expensive subsidies on farmers and…
The current farm safety net is full of misaligned incentives that are costly for taxpayers and lead to overproduction, which damages the environment while hurting our ability to open foreign markets…
I write you as director of finance, insurance and trade policy at the R Street Institute, a nonprofit, nonpartisan public policy research organization (“think tank”). We appreciate the…
New York ‘Bad Faith’ Bill Repeats Mistakes of California and Florida
R.J. Lehmann
The State of New York may be on the verge of making the same mistake that has driven Florida auto insurance premiums through the roof, and that did the same in California until its high court learned…
Radio: Florida Round Table with R.J. Lehmann
R.J. Lehmann
From WFLA Orlando:
On this edition of the Florida Roundtable Yaffee interviews insurance Expert R.J. Lehmann on why everyone in the state of Florida should get Flood insurance for their…
Louisiana Legislature Passes Much-Needed Legal Reform
R.J. Lehmann
From Americans for Tax Reform:
According to the R Street Institute’s 2019 Insurance Regulation Report Card, Louisiana has one of the most concentrated auto markets in the nation, which could…
, NRDC
GAO: Flood Mitigation Isn’t Keeping Up with Climate Change
R.J. Lehmann
From NRDC:
NRDC also organized a letter of support for the legislation, which was signed by the Association of State Floodplain Managers, the Consumer Mortgage Coalition, the National Association…