R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
Insurance
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Publications
Popular Publications on COVID-19 and Regulatory Policy
Shoshana Weissmann & Courtney Joslin & Chelsea Boyd & Nick Zaiac & R.J. Lehmann
From GW Regulatory Studies Center:
Small Regulatory Reforms That Can Help People During the COVID Pandemic
The R Street Institute’s Shoshanna Wiessman, Chelsea Boyd, Courtney Joslin, Nick…
P/C Insurers Put a Price Tag on Uncovered Coronavirus Business Interruption Losses
R.J. Lehmann
From Insurance Journal:
However, free market think tank R Street, which typically opposes government insurance programs, thinks a federal pandemic insurance program has merit. In his blog on…
How axing bad regulations is helping America’s pandemic response
Shoshana Weissmann & Chelsea Boyd & Courtney Joslin & Nick Zaiac & R.J. Lehmann
From American Enterprise Institute:
Those and other regulatory changes — as well suggestions for more — can be found in a handy R Street Institute analysis, “Small Regulatory Reforms That…
COVID-19 pandemic roundup
R.J. Lehmann
From Overlawyered:
Eggs in one basket: tsunami of unemployment claims should force rethink of monopoly state fund idea practiced by four states (Washington, Ohio, North Dakota, Wyoming) [Ray…
We Oppose Nearly Every Government Insurance Program. We Could Support One for Pandemics.
R.J. Lehmann
Over the eight years of our existence, the R Street Institute has offered critiques of government-backed entities that provide insurance or reinsurance for flood, crop, windstorm, earthquake, auto,…
Compliance.ai Introduces Simplified Regulatory Change Management for Insurance Professionals
R.J. Lehmann
From Compliance.ai:
Meanwhile, federal level insurance regulations are at odds with state-level regulations, resulting in manual, time consuming and costly regulatory change management processes,…
, reason
To Fight COVID-19, Governments Smartly Remove Bureaucratic Health Care Regulations, Unnecessary Licensing Restrictions
Shoshana Weissmann & Chelsea Boyd & Courtney Joslin & Nick Zaiac & R.J. Lehmann
From reason:
In the United States, a patchwork of anti-competitive regulatory policies is exacerbating the problem and limiting access to vital care. Fortunately, some states and federal…
Start with Common Ground on Climate-Change Policy
R.J. Lehmann
From National Review:
The National Flood Insurance Program (NFIP) essentially does the opposite of what a sensible climate policy would. Instead of accounting for the future, the NFIP incentivizes…
COVID-19 Should Force Rethink of Wisdom of Monopoly State Funds
R.J. Lehmann
The COVID-19 outbreak is expected to hit the workers’ compensation insurance market hard. After a long stretch of declining costs that saw rates fall nationwide from 2015 to 2019, claims for workers…
Five ways deregulation is helping coronavirus response
Shoshana Weissmann
From Washington Examiner:
BIG NEWS: @RSI has published a post highlighting a TON of small but important regulatory reforms that can help during the Coronavirus pandemic, highlighting the best…