R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
The Issue
Publications
WASHINGTON (Nov. 15, 2019) – The R Street Institute welcomes Virginia Gov. Ralph Northam’s signing of Executive Order 45, which will require buildings owned by the commonwealth to have a minimum…
Dear Minority Leader McCarthy, Minority Whip Scalise, and Ranking Member McHenry:
Our organizations write in response to the recent letter from 64 members to House leadership requesting changes to…
Many Americans likely do not associate farmers with the cutting edge of technology. But with the rise of precision agriculture and innovative new tools for data collection, U.S. agriculture is…
Written Testimony from:
Marc Hyden, Director of State Government Affairs, The R Street Institute
Eli Lehrer, President, The R Street Institute
In SUPPORT of HB 388, “A BILL To enact sections…
, Congress
National Flood Insurance Program Administrative Reform Act Of 2019
R.J. Lehmann
From Congress:
Raymond J. Lehmann, Director of Finance, Insurance and Trade Policy, R Street Institute. A number of members of the House of Representatives also testified, including The Honorable…
Vermont vs Louisiana – Insurance Regulations
R.J. Lehmann
From Robert Russell Companies:
For the fifth straight year, Vermont had the best insurance regulatory environment in the United States, according to the R Street Institute’s recently released…
, reason
California’s Wonky Insurance and Land Use Regulations Make the State’s Wildfires Deadlier and More Destructive
R.J. Lehmann
From reason:
“Ultimately there are people living in high-risk zones who cannot afford to bear the full risk of the places they’ve chosen to live,” says R.J. Lehmann, an insurance policy expert at…
Some States Jumping the Gun on Predictive Modeling Review
R.J. Lehmann
The National Association of Insurance Commissioners has started the process to produce a review guide for predictive models that could guide how state insurance departments oversee insurers use of…
Egalitarians Target Car Insurance
Steven Greenhut
Progressivism isn’t so much a destination as a journey. There’s no end goal, but rather a neverending process of seeking out disparities and grievances and then proposing “solutions” that…
Guest column: Don’t listen to the lawyers, take tough action to curb car insurance costs
R.J. Lehmann & Marc Hyden
Louisiana’s voters have spoken and Jim Donelon has been returned to a fourth term as the state’s insurance commissioner. But that does not mean Louisiana consumers and businesses are satisfied…