R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
Insurance
The Issue
Publications
California Proposition 103, Insurance Rates and Regulation (1988)
Ian Adams
From Ballotpedia:
A report published in October 2015 by Ian Adams of R Street, however, summarized a number of studies on Proposition 103 with a wide range of conclusions regarding whether or not…
WASHINGTON (December 16, 2020)—For the ninth year in a row, the R Street Institute has compiled its Insurance Regulation Report Card, an examination of how states regulate the business of…
Welcome to the ninth edition of the R Street Institute’s Insurance Regulation Report Card, our annual examination of the state-based system of insurance regulation.
As indicated by our…
It’s no secret that one of the biggest losers in President Trump’s tit-for-tat tariff wars has been American agriculture. Since 2018, U.S. farm exports have been the favored target of retaliatory…
Trump’s Trade Wars Have Made Bad Agriculture Policies Worse
Clark Packard
Recent years have been tumultuous for American farmers and ranchers. Thanks to advanced technologies and generous subsidies, their products have become so abundant that the United States usually ends…
Reps. Peters, Barr Introduce Bipartisan Bill to Incentivize Smarter Development after Natural Disaster Floods
R.J. Lehmann
From Representative Scott Peters:
The bill is supported by Pew Charitable Trusts, National Association of Mutual Insurance Companies (NAMIC), Natural Resources Defense Council (NRDC) and R Street…
Voluntary carbon markets in agriculture are indeed at a crucial tipping point. Policymakers have a role to play in bringing greater validity to the markets, which will ensure that this momentum is…
WASHINGTON (Oct. 19, 2020)—Voluntary carbon markets allow farmers and foresters to get paid for using climate-friendly practices while helping companies reduce their carbon footprint. Given these…
Our organizations represent fiscal conservatives, flood risk managers, insurance businesses, architects, engineers, design professionals, public works professionals, and non-profit organizations. We…
Reps. Price, Zeldin Introduce Bipartisan Flood Resiliency and Taxpayer Savings Act
R.J. Lehmann
From Representative David Price:
“Taxpayers have been made to shell out hundreds of billions of dollars in disaster-related spending over the past decade. It is essential that flood risks be…