R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System.
The Issue
Publications
Auto insurance is pretty inexpensive in North Carolina, provided you have a spotless driving record. But if you’re among the roughly one in three drivers with some smudges on that record, or if…
For advocates of free trade, President Trump’s policies have taken a marked turn for the worse in 2018. Perhaps it was inevitable that the president would give in to his worst protectionist…
Mississippi may be thought of as conservative small-government state, but the state’s consumers pay higher taxes on their insurance products than in all but two other states.
Unfortunately,…
CONTACT: David Bahr, Communications Director
dbahr@rstreet.org
WASHINGTON (April 14, 2018) – The R Street Institute is deeply disappointed by the first draft of the Agriculture and…
April 12, 2018
To: Assemblymember Tom Daly, Chair
Assemblymember Chad Mayes, Vice Chair
Members of the Assembly Committee on Insurance
From: Ian Adams, Associate Vice President…
We at the R Street Institute appreciate this opportunity to comment on the U.S. Fish and Wildlife Service’s proposed remapping, which would add a net 135,705 acres and 37 units across four Northeast…
The Michigan Catastrophic Claims Association is once again raising its annual assessment to support the state’s no-fault auto insurance system, which uniquely guarantees unlimited lifetime medical…
As stories about nonconsensual or “predatory” practices proliferate, a number of states have begun to consider legislation to mitigate some of the abuses of the towing and vehicle-storage industry….
The controversy surrounding the political consulting firm Cambridge Analytica’s use of personal data harvested from social media accounts without the users’ permission is among the first of what…
California Insurance Commissioner Dave Jones exceeded his statutory authority by considering the investment income of separate State Farm affiliates when he ordered State Farm General Insurance Co….