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Insurance Regulation

R Street’s insurance policy program explores efficient and effective market-based approaches to public policy questions that involve the transfer of risk. Among its priorities are risk-based insurance regulation, ending environmentally destructive taxpayer subsidies through the National Flood Insurance Program and the Federal Crop Insurance Corp. and exploring the benefits of mitigation through programs like the RESTORE Act and the Coastal Barrier Resources System. Sign up for updates. 

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In the News Catastrophe Insurance, Insurance, Insurance Regulation, Risk Transfer

What’s to Come in 2024: Hard Market, AI Expansion, More Catastrophes, Network Consolidation

Jerry Theodorou Feb 5, 2024 Insurance Journal
Testimony Florida, Insurance, Insurance Regulation, Risk Transfer, State Policy

Litigation Investment Safeguards and Transparency Act

Marc Hyden Jan 22, 2024
Op-Eds Catastrophe Insurance, Federal Government Affairs, Insurance, Insurance Regulation

A Catastrophe of a Catastrophe Bill

Jerry Theodorou Jan 16, 2024 Insurance Journal
Op-Eds Federal Government Affairs, Insurance, Insurance Regulation

Behind the Negative Image: The True Role of Insurance Companies

Jerry Theodorou Jan 11, 2024 Insurance Journal
In the News Federal Government Affairs, Insurance, Insurance Regulation, Risk Transfer

Climate Risks Are Already Destabilizing Insurance Markets and Threatening Americans’ Financial Security

Jerry Theodorou Dec 7, 2023 Joint Economic Committee Democrats
In the News Federal Government Affairs, Insurance, Insurance Regulation

China Firm Funds US Suits Amid Push to Disclose Foreign Ties

Jerry Theodorou Nov 6, 2023 Bloomberg Law
Testimony Catastrophe Insurance, Federal Government Affairs, Insurance, Insurance Regulation, Risk Transfer

Jerry Theodorou Statement for the Record, Hearing on ‘The Factors Influencing the High Cost of Insurance for Customers’

Jerry Theodorou Nov 2, 2023
Op-Eds Catastrophe Insurance, Insurance, Insurance Regulation, Risk Transfer

On Tolstoy and Insurance Troubles in the Heartland

Jerry Theodorou Sept 27, 2023 Insurance Journal
Analysis Catastrophe Insurance, Federal Government Affairs, Insurance, Insurance Regulation

No, the Property Insurance Market Doesn’t Need Massive Federal Intervention: A Recap of Jerry Theodorou’s Testimony Before the Senate Banking Committee

Jeff Vanderslice Sept 14, 2023
Op-Eds California, Catastrophe Insurance, Insurance, Insurance Regulation, State Policy

California Legislature Punts on Badly Needed Insurance Fix

Steven Greenhut Sept 14, 2023 The American Spectator

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