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Consumer Financial Protection Bureau

Although the insurance industry is simple in concept—the premiums of many pay for the losses of a few—it is overrun with reporting, compliance, and regulatory challenges that limit consumer choice. Specifically, the team focuses on policy recommendations around risk-based insurance regulation, taxpayer subsidies, and the benefits of mitigation. Similarly, the Finance, Insurance, and Trade team explores government oversight and expansion into the financial sector, with particular focus on the Consumer Financial Protection Bureau (CFPB), the Securities and Exchange Commission (SEC), as well as corporate governance and tort reform. The team also advocates for sensible food and beverage policies that balance consumer demands with public safety, along with labor and occupational licensing laws that facilitate economic growth and curtail unnecessary economic government barriers to employment. Sign up for updates here.

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Analysis Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade, Interchange Fees

Republicans in Congress show signs of their commitment to dismantling Biden-era rules

Caroline Melear March 25, 2025
Analysis Banking, Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade, Housing Finance, Regulatory Reform

Liberty Requires Responsibility

Caroline Melear March 21, 2025
Op-Eds Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade, Governance, Restoring the First Branch

Only Congress can deliver lasting change to the CFPB

Caroline Melear Feb 13, 2025 Washington Examiner
Explainers Banking, Consumer Financial Protection Bureau, Corporate Governance, Federal Government Affairs, Finance and Trade, Interchange Fees, Regulatory Reform

Financial Regulation Under the Trump Administration

Caroline Melear Jan 31, 2025
Analysis Banking, Consumer Financial Protection Bureau, Executive Branch, Federal Government Affairs, Finance and Trade, Governance, Interchange Fees, Regulatory Reform

Populism or Deregulation? What to Expect from Trump’s Financial Regulatory Agenda

Caroline Melear Jan 27, 2025
Analysis Banking, Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade, Housing Finance, Systemic Risk

Presidential Politics, the CFPB, and FHFA

Nicholas Thielman Jan 20, 2025
Analysis Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade, Interchange Fees

A Trump/Vance Administration is Likely to Continue the Fight Against Junk Fees. They Should Do So Without the CFPB and FTC.

Caroline Melear Nov 7, 2024
Explainers Consumer Financial Protection Bureau, Finance and Trade, Interchange Fees

What are junk fees?

Caroline Melear May 23, 2024
Analysis Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade

Supreme Court Sides with CFPB, Overturning Fifth Circuit

Caroline Melear May 22, 2024
Analysis Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade, Interchange Fees

CFPB Credit Card Late Fee Goes into Effect

Caroline Melear April 25, 2024

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