Insurance Regulation


, The American Spectator
California Doesn’t Need to Burn
Steven Greenhut

Gov. Gavin Newsom blames climate change for the raging wildfires, but there are far simpler ways to address this latest crisis.
California’s leaders have a knack for taking bold, headline-grabbing…

, Washington Examiner
Insurance rates go lower as less traffic translates to fewer accidents

From the Washington Examiner:
“There’s no question that frequency of claims is down enormously since the pandemic started, and that has translated into a competitive market for rebates and credits,”…

, Insurance Journal
Is California’s Prop 103 System ‘Democratic’?
R.J. Lehmann

Defining the term “democracy” has long been a challenging proposition. Nearly all agree that a democracy is a government that reflects the will of the people, but questions about the particulars, of…

A.B. 2167, Insurance Market Action Plan
R.J. Lehmann

The R Street Institute wishes to express its support for Assembly Bill 2167, which soon will come before this committee after passage by the full state Assembly. R Street is a Washington, D.C.-based…

RE: CAS Task Force Draft White Paper, Exposed 6-12-2020
R.J. Lehmann

I write you as director of finance, insurance and trade policy at the R Street Institute, a nonprofit, nonpartisan public policy research organization (“think tank”). We appreciate the…

, Insurance Journal
New York ‘Bad Faith’ Bill Repeats Mistakes of California and Florida
R.J. Lehmann

The State of New York may be on the verge of making the same mistake that has driven Florida auto insurance premiums through the roof, and that did the same in California until its high court learned…

, Americans for Tax Reform
Louisiana Legislature Passes Much-Needed Legal Reform
R.J. Lehmann

From Americans for Tax Reform:

According to the R Street Institute’s 2019 Insurance Regulation Report Card, Louisiana has one of the most concentrated auto markets in the nation, which could…

, Transport Topics
Louisiana Passes Legislation Aimed at Significant Tort Reform
R.J. Lehmann

From Transport Topics:
The R Street Institute, a Washington-based nonprofit, nonpartisan, public policy research organization, said the law represents a compromise approach to tort reform intended…

, BestWire
Louisiana Legislators Push Through Auto Insurance Reform Bill
R.J. Lehmann

From BestWire:
R Street, a pro-tort reform organization, applauded the passage of the legislation, saying the reduction of the jury threshold would reduce shopping for courts viewed as generous to…

, Insurance Journal
R Street Lauds Louisiana Lawmakers for Passing Auto Insurance Reform Bill
R.J. Lehmann

From Insurance Journal:
The R Street Institute, a non-profit public policy research organization based in Washington, D.C., says the Louisiana Legislature’s passage of a bill aimed at lowering…