Insurance Regulation


In OPPOSITION to H 2043, “Relating to information permitted for insurer’s decisions concerning motor vehicle liability insurance; prescribing an effective date.”
Marc Hyden

Chairman and members of the committee,

My name is Marc Hyden, and I am the director of state government affairs for the R Street Institute, which is a nonprofit, nonpartisan, public policy…

, The New York Times
Climate Threats Could Mean Big Jumps in Insurance Costs This Year
Eli Lehrer

From The New York Times:

Eli Lehrer, president of the R Street Institute, a research organization in Washington that advocates for market-based policies, said the government could not ignore…

In opposition to House Bill 168 and House Bill 221.
Alan Smith

Chairman Davis, Vice Chair Dumais and members of the House Economic Affairs Committee, my name is Alan Smith, and I am a senior fellow and Midwest Director at the R Street Institute, which is a…

, Ballotpedia
California Proposition 103, Insurance Rates and Regulation (1988)
Ian Adams

From Ballotpedia:

A report published in October 2015 by Ian Adams of R Street, however, summarized a number of studies on Proposition 103 with a wide range of conclusions regarding whether or not…

The R Street Institute Releases Ninth Annual Insurance Regulation Report Card
Corinne Day

WASHINGTON (December 16, 2020)—For the ninth year in a row, the R Street Institute has compiled its Insurance Regulation Report Card, an examination of how states regulate the business of…

2020 Insurance Regulation Report Card
R.J. Lehmann

Welcome to the ninth edition of the R Street Institute’s Insurance Regulation Report Card, our annual examination of the state-based system of insurance regulation.

As indicated by our…

, The American Spectator
California Doesn’t Need to Burn
Steven Greenhut

Gov. Gavin Newsom blames climate change for the raging wildfires, but there are far simpler ways to address this latest crisis.
California’s leaders have a knack for taking bold, headline-grabbing…

, Washington Examiner
Insurance rates go lower as less traffic translates to fewer accidents

From the Washington Examiner:
“There’s no question that frequency of claims is down enormously since the pandemic started, and that has translated into a competitive market for rebates and credits,”…

, Insurance Journal
Is California’s Prop 103 System ‘Democratic’?
R.J. Lehmann

Defining the term “democracy” has long been a challenging proposition. Nearly all agree that a democracy is a government that reflects the will of the people, but questions about the particulars, of…

A.B. 2167, Insurance Market Action Plan
R.J. Lehmann

The R Street Institute wishes to express its support for Assembly Bill 2167, which soon will come before this committee after passage by the full state Assembly. R Street is a Washington, D.C.-based…