Insurance Regulation

Publications

, Insider Advantage
Georgia’s Insurance Regulation Needs Improvement
R.J. Lehmann & Marc Hyden

Like the underachieving student in the back of the class, Georgia recently earned a C grade for its regulation of the insurance market, as laid out in the annual Insurance Regulation Report Card…

2018 Insurance Regulation Report Card
R.J. Lehmann

In 2018, we saw progress toward more competitive insurance markets. Residual property insurance mechanisms continued to shrink. Several states, notably Missouri, moved to loosen systems for filing…

The R Street Institute releases seventh annual Insurance Regulation Report Card
Ann Phelan

Vermont tops the list for the fifth straight year; Louisiana ranks worst in the country 

WASHINGTON (Dec. 26) – For the seventh year in a row, the R Street Institute has compiled its Insurance…

, The Hill
US insurance regulation is unconstitutional
R.J. Lehmann

Insurance regulation in the United States differs markedly from other types of financial services regulation. While banks and securities firms must comply with extensive federal regulations, insurers…

, Artemis
Should Fannie & Freddie transfer earthquake risk to the capital markets?
Media Coverage

From Artemis:
The two government-sponsored enterprises (GSE’s) in mortgage risk, Fannie Mae (the Federal National Mortgage Association) and Freddie Mac (the Federal Home Loan Mortgage…

Legislature’s Inaction on Homeowner’s Insurance Will Cost Floridians
Marc Hyden

Florida homeowners are in for some unwelcome news. Insurance rates appear poised to surge yet again. The state-run Citizens Property Insurance Corp. will consider an average statewide premium…

, LexBlog
Hurricane Florence insurance claimants—you have claims rights to help you get paid fast
Media Coverage

From LexBlog:
North Carolina received another “F” from R Streets Institute’s 2018 Insurance Regulation Report Card. North Carolina finished 49th, with only Delaware getting a lower score….

Hurricane Florence insurance claimants—You have claims rights to help you get paid fast
Media Coverage

From Property Insurance Coverage:
North Carolina received another “F” from R Streets Institute’s 2018 Insurance Regulation Report Card. North Carolina finished 49th, with only Delaware…

, Insurance Journal
Florence could overwhelm NC Beach Plan’s ability to pay
R.J. Lehmann

A half-decade of growth for the North Carolina Insurance Underwriting Association could come to a catastrophic climax this week, with the impending arrival of Hurricane Florence. Packing 140 mph…

, Fox & Hounds
California utilities want taxpayers and ratepayers to bail them out
Ian Adams

It’s a bedrock principle of American law that parties responsible for a harm compensate those affected by the damage they’ve caused. Yet, based on their recent lobbying activities within the…