From Daily Record:

R.J. Lehman, director of finance, insurance and trade policy of R Street Institute, a Washington, D.C.-based public policy research group, said there isn’t a good answer.

“Any government action to rewrite the terms of coverage retroactively threatens the solvency of the sector and its ability to pay legitimate claims for which policyholders have paid premiums in good faith,” Lehman stated. “That includes both claims that do arise from COVID-19, such as workers’ compensation claims for medical workers and first responders, and unrelated claims for wildfires, hurricanes and other disasters that we can expect in the months ahead.”