Skip to content
R Street InstituteR Street Institute
  • Research
    • All Research
    • Our Policy Areas
    • Policy Studies
    • Explainers
    • R Sheets
    • External Policy Studies
  • Commentary
    • All Commentary
    • Real Solutions Blog
    • Op-Eds
    • Podcasts
  • Outreach
    • All Outreach
    • Letters
    • Testimony
    • Regulatory Comments
    • Amicus Briefs
  • Events
  • Connect with R Street
  • Home
  • Our Issues

Interchange Fees

Although the insurance industry is simple in concept—the premiums of many pay for the losses of a few—it is overrun with reporting, compliance, and regulatory challenges that limit consumer choice. Specifically, the team focuses on policy recommendations around risk-based insurance regulation, taxpayer subsidies, and the benefits of mitigation. Similarly, the Finance, Insurance, and Trade team explores government oversight and expansion into the financial sector, with particular focus on the Consumer Financial Protection Bureau (CFPB), the Securities and Exchange Commission (SEC), as well as corporate governance and tort reform. The team also advocates for sensible food and beverage policies that balance consumer demands with public safety, along with labor and occupational licensing laws that facilitate economic growth and curtail unnecessary economic government barriers to employment. Sign up for updates here.

Filter Listing

Analysis Banking, Consumer Financial Protection Bureau, Executive Branch, Federal Government Affairs, Finance and Trade, Governance, Interchange Fees, Regulatory Reform

Populism or Deregulation? What to Expect from Trump’s Financial Regulatory Agenda

Caroline Melear Jan 27, 2025
Op-Eds California, Federal Government Affairs, Finance and Trade, Interchange Fees, State Policy

Republican populism goes all in for the Nanny State

Steven Greenhut Nov 22, 2024 The Orange County Register
Analysis Central Banking/Federal Reserve, Federal Government Affairs, Finance and Trade, Interchange Fees

The Credit Card Competition Act Cedes Power to The Fed. Congress Should Not Pass It.

Caroline Melear Nov 19, 2024
In the News Federal Government Affairs, Finance and Trade, Insurance, Insurance Regulation, Interchange Fees

Trump’s Election Could End DOL Rule, ‘Junk Fee’ Crackdown, But Also Spark Inflation

Jerry Theodorou Nov 8, 2024 Life Annuity Specialist
Analysis Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade, Interchange Fees

A Trump/Vance Administration is Likely to Continue the Fight Against Junk Fees. They Should Do So Without the CFPB and FTC.

Caroline Melear Nov 7, 2024
Op-Eds Federal Government Affairs, Finance and Trade, Interchange Fees

The Credit Card Competition Act Would Shrink Card Security

Caroline Melear Aug 1, 2024 RealClearMarkets
Explainers Consumer Financial Protection Bureau, Finance and Trade, Interchange Fees

What are junk fees?

Caroline Melear May 23, 2024
Coalition Letters, Letters Federal Government Affairs, Finance and Trade, Interchange Fees

R Street Signs Coalition Letter Asking the Fed to Rescind Debit Card Interchange Fee Proposal

Caroline Melear May 9, 2024 Americans for Tax Reform
Analysis Consumer Financial Protection Bureau, Federal Government Affairs, Finance and Trade, Interchange Fees

CFPB Credit Card Late Fee Goes into Effect

Caroline Melear April 25, 2024
Analysis Federal Government Affairs, Finance and Trade, Interchange Fees

The Credit Card Competition Act: A Misnomer and an Irony

Anthony Lamorena April 2, 2024

R Street Institute

1411 K Street N.W., Suite 900
Washington, D.C. 20005

Media Inquiries: pr@rstreet.org

(202) 525-5717
feedback@rstreet.org

  • Link to Twitter
  • Link to Linkedin
  • Link to Youtube

Sections

  • Column 1
    • Research
    • Commentary
    • Outreach
    • Events
  • Column 2
    • About R Street
    • Employment
    • Support R Street
    • Connect with R Street

Subscribe

Sign up for our newsletter to stay up to date with the latest research and learn about upcoming events.

Explore:

  • Research
  • Commentary
  • Outreach
  • Events
  • Connect with R Street
  • Support R Street
  • Our Issues
    • Criminal Justice and Civil Liberties
    • Cybersecurity and Emerging Threats
    • Energy and Environment
    • Federal Government Affairs
    • Finance and Trade
    • Governance
    • Harm Reduction
    • Insurance
    • Project for Women and Families
    • State Policy
    • Technology and Innovation
    • Our Organization
  • About R Street
    • Team
    • Employment
    • Media Relations
    • Projects
  • Support R Street
  • Connect with R Street
  • Link to Twitter
  • Link to Linkedin
  • Link to Youtube
  • Research
    • Research Overview
    • Policy Studies
    • Explainers
    • R Sheets
    • External Policy Studies
  • Commentary
    • Commentary Overview
    • Real Solutions Blog
    • Op-Eds
    • Podcasts
    • R Street Responds
  • Outreach
    • Outreach Overview
    • Letters
    • Testimony
    • Regulatory Comments
    • Amicus Briefs
    • Books
  • Events
  • Connect with R Street
  • About R Street
    • About R Street
    • Team
    • Federal & State Affairs
    • Media Relations
    • Projects
    • Employment
  • Support R Street
  • Our Issues
    • Issues Overview
    • Criminal Justice & Civil Liberties
    • Competition Policy
    • Cybersecurity and Emerging Threats
    • Energy and Environment
    • Federal Government Affairs
    • Finance and Trade
    • Governance
    • Harm Reduction
    • Insurance
    • State Policy
    • Technology and Innovation
  • Link to Twitter
  • Link to Linkedin
  • Link to Youtube