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Banking

Although the insurance industry is simple in concept—the premiums of many pay for the losses of a few—it is overrun with reporting, compliance, and regulatory challenges that limit consumer choice. Specifically, the team focuses on policy recommendations around risk-based insurance regulation, taxpayer subsidies, and the benefits of mitigation. Similarly, the Finance, Insurance, and Trade team explores government oversight and expansion into the financial sector, with particular focus on the Consumer Financial Protection Bureau (CFPB), the Securities and Exchange Commission (SEC), as well as corporate governance and tort reform. The team also advocates for sensible food and beverage policies that balance consumer demands with public safety, along with labor and occupational licensing laws that facilitate economic growth and curtail unnecessary economic government barriers to employment. Sign up for updates here.

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Coalition Letters, Letters Banking, Federal Government Affairs, Finance and Trade

R Street Joins Coalition Letter in Opposition to Enhanced Deposit Insurance

Jerry Theodorou April 7, 2023
Coalition Letters Banking, Credit Unions, Federal Government Affairs, Finance and Trade, Interchange Fees

Coalition Opposes Credit Card Competition Act

Eli Lehrer Aug 22, 2022
Op-Eds Banking, Central Banking/Federal Reserve, Federal Government Affairs, Finance and Trade, FinTech, Housing Finance, Systemic Risk

Seven Possible Causes of the Next Financial Crisis

Alex J. Pollock Sept 13, 2021 Law & Liberty
Op-Eds Banking, Finance and Trade, Financial History

The Rise (and Fall) of the Modern Bank of England

Alex J. Pollock Aug 23, 2021 Law & Liberty
In the News Banking, Central Banking/Federal Reserve, Federal Government Affairs, Finance and Trade, Public Debt

The Price of Inflation, Now and in the Future

Alex J. Pollock Aug 17, 2021 The Wall Street Journal
Op-Eds Banking, Finance and Trade

Letter to the editor: Fed’s Inflation Genie May Deliver More Than Wanted

Alex J. Pollock June 1, 2021 The Wall Street Journal
Coalition Letters Banking, Credit Unions, Federal Government Affairs, Finance and Trade, Housing Finance

Joint Industry Letter on QRM Risk Retention Review

R.J. Lehmann Jan 31, 2020
In the News Banking, Federal Government Affairs, Finance and Trade, FinTech

13 Changes Coming To The Banking Industry

Erica Schoder Jan 2, 2020 Forbes
In the News Banking, Federal Government Affairs, Finance and Trade

Free Lunch Podcast Episode 57 – LIBOR – Will a $200 Trillion Global Benchmark Disappear – or Not?

June 13, 2019 Free Lunch Podcast
Op-Eds Banking, Federal Government Affairs, Finance and Trade

Echoes of the US savings and loan industry’s collapse

Alex J. Pollock May 20, 2019 Financial Times

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