From Watchdog.org:

The state’s history of strict price controls has made it the fourth most hostile environment in the nation for the insurance industry, according to a 2012 study by the free market R Street Institute. In terms of regulatory oppression, Texas beats out California, and trails just Massachusetts, New York and Florida (and how often will you see a sentence like that?). The 2011 version of the report, which just considered property insurance, ranks Texas third worst.

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