In the News Insurers face off with Congress over pandemic coverage
“Risk-based insurance is structured to discourage claims, control costs and charge higher rates to businesses most likely to make a claim,” said R.J. Lehmann, a director at the R Street think tank, who advised the insurance trade groups on the plan. “But the principles of public health dictate that those businesses — the ones that could serve as vectors of transmission — are the ones we most want to have incentive to shut down and not to lobby their local officials to avoid a shutdown.”
