Property Insurance

Trump should force California to pay for its own earthquake risk

The brewing conflict between President Trump and the state of California has captured headlines. The nation’s chief executive threatened to “defund”  the Golden State, while California politicos promise …

Florida’s four walls of insurance reform

The attached policy study originally was published by the James Madison Institute. For many years, Floridians struggled to purchase insurance coverage—whether it be for their properties, vehicles or employees—in …

California high court gives insurance commissioner vast new powers

President Donald Trump’s spate of executive orders has jump-started a national debate about the wisdom of executive edicts, especially those that stray into the area of lawmaking. While …

State Farm and the commissar

Critics of California’s business climate routinely complain about the state’s high tax rates, its large and costly government, its coddled and overpaid class of government workers and its …

2016 Insurance Regulation Report Card

Welcome to the fifth edition of the R Street Institute’s Insurance Regulation Report Card, our annual examination of which states do the best job of regulating the business …

Is TWIA’s progress to rate adequacy over?

  It’s no secret that the Texas Windstorm Insurance Association (TWIA) has a funding problem. Rates for coastal windstorm insurance offered by the state-created agency long have been well …

Climate change and Gisele, the law of the land

From Insurance Journal: Insurance subsidies exacerbate climate change risks. That comes from Washington, D.C.-based R Street, a typically conservative nonprofit public policy research organization that supports free markets, and a …

Florida has been hurricane free, but still the insurance rates go up

Florida's property insurance market — long among the nation's biggest basket cases — has enjoyed an unprecedented streak of good fortune on two different fronts. The better known …

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