Risk Transfer

Publications

SUPPORT: SB 290, insurance and related alternative risk-transfer products
R.J. Lehmann

Chairwoman Gonzalez and Members of the Committee,

My name is R.J. Lehmann and I serve as director of finance, insurance and trade policy at the R Street Institute, a free-market public-policy…

, Inside Sources
What Does it Mean for Taxpayers When It’s Always Earthquake Season in California?

From Inside Sources:
In a study released last year, R Street Institute scholars R.J. Lehmann and Daniel Semelsberger found that California is home to approximately two-thirds of Fannie Mae and…

, Insurance Journal
Reinsurance Could Protect Taxpayers From More NFIP Borrowing After Barry
R.J. Lehmann

The impending strike of Tropical Storm Barry on Southeast Louisiana, coming at a moment when the Mississippi River is cresting at heights not seen since 1927, has many fearing a replay of the…

SB290 Coalition Letter to the Assembly Committee on Insurance
R.J. Lehmann

 

June 26, 2019

 

Assembly Committee on Insurance
California Assembly

 

RE: SB 290 Natural disasters – Insurance and related alternative risk-transfer products

Chairman…

Coalition calls on U.S. House to pass the GRATER Act
R.J. Lehmann

The undersigned organizations write in support of H.R. 5381, the “Government Risk and Taxpayer Exposure Reduction Act of 2018” or the “GRATER Act of 2018,” and we ask that the House pass the…

, Seeking Alpha
Should Fannie And Freddie Transfer Earthquake Risk To The Capital Markets?

From SeekingAlpha:

The two government-sponsored enterprises (GSEs) in mortgage risk, Fannie Mae (OTCQB:FNMA) (the Federal National Mortgage Association) and Freddie Mac (OTCQB:FMCC) (the Federal…

, Artemis
Should Fannie & Freddie transfer earthquake risk to the capital markets?

From Artemis:
The two government-sponsored enterprises (GSE’s) in mortgage risk, Fannie Mae (the Federal National Mortgage Association) and Freddie Mac (the Federal Home Loan Mortgage…

R Street policy paper: Fannie Mae and Freddie Mac have $205 billion of uninsured earthquake risk on the books
Ann Phelan

Washington (September 18) – Earthquakes are among the most devastating and economically destructive natural disasters. Yet, unlike other common perils such as floods, fires and windstorms, the…

Take a load off Fannie: The GSES and uninsured earthquake risk
R.J. Lehmann & Daniel Semelsberger

With another Northridge-size quake a near certainty over the next 30 years, and with the potential for losses that could top $300 billion, the time has come to take a hard look at all of the…

, AirTalk
Earthquake insurance, why so many Californians don’t have it and why that might be a national problem
R.J. Lehmann

From AirTalk:
But actually, about 87 percent of homeowners do not have earthquake insurance — and a new report from free-market think tank R Street Institute looks at what implications that might…