Risk Transfer


, Insurance Journal
‘Minibus’ Marks Missed Opportunity for TRIA, Ex-Im Risk Transfer
R.J. Lehmann

There has been much talk in recent years about the need to “drain the swamp” in Washington and bring public accountability to a federal government mired in self-dealing and special interests. But…

SUPPORT: SB 290, insurance and related alternative risk-transfer products
R.J. Lehmann

Chairwoman Gonzalez and Members of the Committee,

My name is R.J. Lehmann and I serve as director of finance, insurance and trade policy at the R Street Institute, a free-market public-policy…

, Inside Sources
What Does it Mean for Taxpayers When It’s Always Earthquake Season in California?

From Inside Sources:
In a study released last year, R Street Institute scholars R.J. Lehmann and Daniel Semelsberger found that California is home to approximately two-thirds of Fannie Mae and…

, Insurance Journal
Reinsurance Could Protect Taxpayers From More NFIP Borrowing After Barry
R.J. Lehmann

The impending strike of Tropical Storm Barry on Southeast Louisiana, coming at a moment when the Mississippi River is cresting at heights not seen since 1927, has many fearing a replay of the…

SB290 Coalition Letter to the Assembly Committee on Insurance
R.J. Lehmann


June 26, 2019


Assembly Committee on Insurance
California Assembly


RE: SB 290 Natural disasters – Insurance and related alternative risk-transfer products


Coalition calls on U.S. House to pass the GRATER Act
R.J. Lehmann

The undersigned organizations write in support of H.R. 5381, the “Government Risk and Taxpayer Exposure Reduction Act of 2018” or the “GRATER Act of 2018,” and we ask that the House pass the…

, Seeking Alpha
Should Fannie And Freddie Transfer Earthquake Risk To The Capital Markets?

From SeekingAlpha:

The two government-sponsored enterprises (GSEs) in mortgage risk, Fannie Mae (OTCQB:FNMA) (the Federal National Mortgage Association) and Freddie Mac (OTCQB:FMCC) (the Federal…

, Artemis
Should Fannie & Freddie transfer earthquake risk to the capital markets?

From Artemis:
The two government-sponsored enterprises (GSE’s) in mortgage risk, Fannie Mae (the Federal National Mortgage Association) and Freddie Mac (the Federal Home Loan Mortgage…

R Street policy paper: Fannie Mae and Freddie Mac have $205 billion of uninsured earthquake risk on the books
Ann Phelan

Washington (September 18) – Earthquakes are among the most devastating and economically destructive natural disasters. Yet, unlike other common perils such as floods, fires and windstorms, the…

Take a load off Fannie: The GSES and uninsured earthquake risk
R.J. Lehmann & Daniel Semelsberger

With another Northridge-size quake a near certainty over the next 30 years, and with the potential for losses that could top $300 billion, the time has come to take a hard look at all of the…