Publications
Prolonged periods of high rents, as many American cities have experienced for the last decade, are a sign that the city hasn’t permitted enough potential building space in its most desirable…
From Forbes:
Not invited to the hearings were free-market think tanks such as The Heritage Foundation, American Enterprise Institute, Cato, R-Street, Mercatus, and the Competitive Enterprise…
In a recent White House memorandum, President Trump said, “It is time for the United States to reform its housing finance system.” He is right about that. He is also right about…
The giant U.S. government-guaranteed mortgage companies,
Fannie Mae and Freddie Mac, were and are unique features of American housing
finance compared to other countries. In the days before their…
Kevin Erdmann of the Mercatus Center joins R Street’s Josiah…
On behalf of National Taxpayers Union, R Street Institute, Citizens Against Government Waste, Institute for Liberty and Taxpayers Protection Alliance (“the undersigned”), we respectfully submit…
Banking always involves political economy,
as professor Mark Rose observes, or as we might more precisely say, political
finance. This is the central lesson of Rose’s Market…
From Forbes:
Another reason for ending the sweep would be that the Treasury has already been paid back its $187.5 billion injection plus the 10% compound dividend payments required…
Dear Mr. Pollard:
Thank you for the opportunity to submit these comments on the Proposed Rule on Credit Score Models:
In my opinion, the Proposed Rule overall is sensible and well-considered,…
After his successful Valentine’s Day hearing at the
Senate Banking Committee, it looks like Mark Calabria is on his way to becoming
director of the Federal Housing Finance Agency (FHFA). In that…