Catastrophe Insurance


, Insurance Journal
Techquake: The Biggest Threat to California’s Tech-Sector May Lie Directly Beneath its Feet
Ian Adams

California’s technology sector has had a tough year with state and federal policymakers, to say nothing of the general public. Concerns about the size and scope of internet firms have led to a…

Support Earthquake Mitigation Incentive and Tax Parity Act
Caroline Kitchens

Dear Member of Congress,

I write to encourage you to support the Earthquake Mitigation Incentive and Tax Parity Act recently introduced by Reps. Mike Thompson (D-CA) and Ken Calvert (R-CA) in the…

RE: SB 290 Natural disasters – Insurance and related alternative risk-transfer products
R.J. Lehmann

My name is R.J. Lehmann and I am director of finance,
insurance and trade policy at the R Street Institute. R Street is a think tank
devoted to pragmatic free-market solutions to public policy…

, RollCall
Disaster aid fix would open spigot for cherry growers
Media Coverage

From Roll Call:

Still, the cherry provision is indicative of a broader problem, according to R.J. Lehmann, a senior fellow at the R Street Institute, which bills itself as a free-market think…

, Scor Reinsurance
Flood insurance in the U.S.
Media Coverage

From ScorReinsurance:

As long as bi-partisan coalitions retain value and are capable of uniting opinions from across the spectrum, they can continue to be a good model applicable to various…

2018 Insurance Regulation Report Card
R.J. Lehmann

In 2018, we saw progress toward more competitive insurance markets. Residual property insurance mechanisms continued to shrink. Several states, notably Missouri, moved to loosen systems for filing…

, Insurance Journal
Texas Sunset Commission States the Obvious: TWIA Is Financially Unsustainable
Josiah Neeley

The Texas Windstorm Insurance Association (TWIA), the state-created residual market that provides windstorm insurance policies in 14 designated coastal counties, suffers from “fundamental flaws” in…

Coalition calls on U.S. House to pass the GRATER Act
R.J. Lehmann

The undersigned organizations write in support of H.R. 5381, the “Government Risk and Taxpayer Exposure Reduction Act of 2018” or the “GRATER Act of 2018,” and we ask that the House pass the…

, Capitol Public Radio
Quake Insurance? California Wants People To Say Yes To Coverage
Media Coverage

From Capitol Public Radio:
The stakes are huge: About one-fifth of the nation’s mortgage debt is held in California. A recent study by the nonprofit R Street Institute estimates that the federal…

, Pasadena Star-News
Report: Prop 103 has saved California drivers $154 billion
Media Coverage

From Pasadena Star-News:
A 2015 report from the R Street Institute said California’s current insurance system discourages competition because it’s slower, less predictable and more punitive…