Catastrophe Insurance


, Insurance Journal
Misguided Editorialists Try to Raise the Beach House Bailout from the Dead
R.J. Lehmann

Each time it has been trotted out on the public stage, the Beach House Bailout has died an ignominious death. Leave it to the necromancers on the Tampa Bay Times editorial board to try to raise this…

, Insurance Journal
California Does Not Have a Wildfire Insurance Crisis
R.J. Lehmann

It’s understandable that wildfire is on the top of mind for California lawmakers this session. Coming on the heels of the 2017 wildfire season that saw $13.2 billion in insured losses, the fires…

, Insurance Journal
Techquake: The Biggest Threat to California’s Tech-Sector May Lie Directly Beneath its Feet
Ian Adams

California’s technology sector has had a tough year with state and federal policymakers, to say nothing of the general public. Concerns about the size and scope of internet firms have led to a…

Support Earthquake Mitigation Incentive and Tax Parity Act
Caroline Kitchens

Dear Member of Congress,

I write to encourage you to support the Earthquake Mitigation Incentive and Tax Parity Act recently introduced by Reps. Mike Thompson (D-CA) and Ken Calvert (R-CA) in the…

RE: SB 290 Natural disasters – Insurance and related alternative risk-transfer products
R.J. Lehmann

My name is R.J. Lehmann and I am director of finance,
insurance and trade policy at the R Street Institute. R Street is a think tank
devoted to pragmatic free-market solutions to public policy…

, RollCall
Disaster aid fix would open spigot for cherry growers
Media Coverage

From Roll Call:

Still, the cherry provision is indicative of a broader problem, according to R.J. Lehmann, a senior fellow at the R Street Institute, which bills itself as a free-market think…

, Scor Reinsurance
Flood insurance in the U.S.
Media Coverage

From ScorReinsurance:

As long as bi-partisan coalitions retain value and are capable of uniting opinions from across the spectrum, they can continue to be a good model applicable to various…

2018 Insurance Regulation Report Card
R.J. Lehmann

In 2018, we saw progress toward more competitive insurance markets. Residual property insurance mechanisms continued to shrink. Several states, notably Missouri, moved to loosen systems for filing…

, Insurance Journal
Texas Sunset Commission States the Obvious: TWIA Is Financially Unsustainable
Josiah Neeley

The Texas Windstorm Insurance Association (TWIA), the state-created residual market that provides windstorm insurance policies in 14 designated coastal counties, suffers from “fundamental flaws” in…

Coalition calls on U.S. House to pass the GRATER Act
R.J. Lehmann

The undersigned organizations write in support of H.R. 5381, the “Government Risk and Taxpayer Exposure Reduction Act of 2018” or the “GRATER Act of 2018,” and we ask that the House pass the…