What grade does your state get for its insurance regulation?

North Carolina went from bad to worse in R Street’s annual rankings of state insurance regulation.

Coming in at No. 49 last year in the R Street Institute’s Insurance Regulation Report Card, the Tar Heel state dropped to No. 50 and received an “F” grade for the second year in a row.

Featured Publications

Real Solutions Catastrophe Insurance, Finance and Trade, Insurance, Insurance Regulation, Regulatory Reform, State Policy, Western

Colorado Homeowners’ Insurance: On the Right Path

Jerry Theodorou July 16, 2025

In the News Budget and Spending Reform, Federal Government Affairs, Governance, Insurance, Risk Transfer

Radio: Jerry Theodorou on the proposed FEMA cuts

Jerry Theodorou July 15, 2025 Mornings with Brian Haldane

Op-Eds Finance and Trade, South, State Policy, Transportation

Private enterprise, please fix Georgia’s awful traffic

Marc Hyden July 15, 2025 The Newnan Times-Herald

Real Solutions Energy and Environment, Waste and Resource Recovery

To Make International Plastics Treaty Succeed, Focus on Pollution Instead of Politics

Philip Rossetti July 15, 2025

Op-Eds Agriculture, Finance and Trade, Insurance, Midwest, Regulatory Reform, State Policy

She Got a Permit for Her Chickens. Now the City Is Fining Her $80,000.

C. Jarrett Dieterle June 28, 2025 Reason

In the News Finance and Trade, Northeast, Regulatory Reform, State Policy

Plumstead upzoning died four years ago; Republicans say don’t revive it

Steven Greenhut July 14, 2025 The Independence Bucks County

Analysis Criminal Justice and Civil Liberties, Detention, Pretrial, Prosecution, Sentencing

Addressing Court No-Shows Effectively

Lisel Petis July 14, 2025

Analysis Our Organization

Beyond the buzzwords: What we learned about collaboration at the OTT Conference 2025

Erica Schoder July 14, 2025

Op-Eds California, Finance and Trade, Regulatory Reform, State Policy

You have rights to your property, not to control others

Steven Greenhut July 11, 2025 The Orange County Register

Real Solutions Coal, Electricity Policy, Energy and Environment, Federal Government Affairs, Low-Energy Fridays, Permitting Reform

Low-Energy Fridays: Emergency Orders Are Not a Grid Reliability Strategy

Michael Giberson July 11, 2025