Sewell said, “We certainly should have limits on crop insurance,” which is open to all growers, regardless of size or income. The government pays 61 cents of each $1 in premium, with the subsidy estimated at $11.2 billion this year. The premium subsidy was $6.3 billion when the 2018 farm bill was enacted. The R Street Institute, a free-market think tank, says the subsidy should be lowered to 40 cents on the dollar.