From Insurance Journal:

The R Street Institute, a nonprofit public policy research organization headquartered in Washington, D.C., has found that Vermont has the best insurance regulatory environment in the U.S. for the third straight year in its annual Insurance Regulation Report Card.

The fifth annual report, written by R Street Senior Fellow R.J. Lehmann, issues letter grades for all 50 U.S. states based on seven categories – politicization, fiscal efficiency, solvency regulation, auto insurance market, homeowners insurance market, residual markets and underwriting freedom. The two factors most emphasized in the report were solvency regulation and underwriting freedom, because it stated it found these factors most illustrative of states’ ability to create healthy and competitive markets.

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