In recent years, student loan debt in America has ballooned. Estimates peg the total outstanding student loan debt at $1.4 trillion, an increase of over $800 billion in the last decade. If anything, the situation is even worse in the Bay State, as Massachusetts sits in the top 10 of states with the highest average debt levels for recent college graduates. At present, 60 percent of Massachusetts graduates from the Class of 2016 are burdened, with the average amount owed being $31,563.