From Captured Economy :
The American Interest gives the history of the banking industry  since the 1950s. As the Federal Reserve gained more authority, the industry became riskier and more concentrated.
- “Captured Economy”: https://capturedeconomy.com/this-week-in-financial-regulation-march-6th/
- “gives the history of the banking industry”: https://www.the-american-interest.com/2019/02/25/bigger-fewer-riskier-the-evolution-of-u-s-banking-since-1950/