Cyber Insurance

WannaCry underscores a need for cyber hygiene and insurance

“Oops, your important files are encrypted” read the pop-up message on hundreds of thousands of Windows operating systems across the world. The ransomware cyberattack, infamously labeled “WannaCry,” paralyzed …

R Street comments to the National Institute of Standards and Technology on the Framework for Improving Critical Infrastructure Cybersecurity Version 1.1

Introduction On behalf of the R Street Institute, we respectfully submit these comments to the National Institute of Standards and Technology on the Framework for Improving Critical Infrastructure Cybersecurity …

A cyber mandate isn’t the way to address cyber-insurance takeup

To improve cyber preparedness and help companies recover from cyberattacks, it's essential that the takeup rate for cyber insurance continues to rise. The insurance capacity plainly exists to …

How the federal government could lead by example in cyber insurance

The takeup rate of cyber insurance is rising, but the market's growth to date has been uneven. Anne Hobson, a technology policy fellow at the R Street Institute, …

Aligning cybersecurity incentives in an interconnected world

In the stop-motion animated short “Wallace & Gromit: The Wrong Trousers,” the protagonist Wallace’s alarm clock kicks off a Rube Goldberg-like chain of machines and devices that dress …

Politicians should stay out of cybersecurity market

The following op-ed was co-authored by R Street Tech Policy Fellow Anne Hobson. As online crime has come into its own, ransomware—a particularly insidious type of cyber attack—has emerged …

Cybersecurity in the internet of things is a game of incentives

Cybersecurity was the virtual elephant in the showroom at this month's Consumer Electronics Show in Las Vegas. Attendees of the annual tech trade show, organized by the Consumer …

The promise and limits of private cyber insurance

The wonders of the Internet Age have brought with them a previously unimagined level of interconnectedness among people and institutions around the world. The power and mobility of …

Cyber Insurance: A functioning free market

When a few high-profile hacking incidents hit household-name firms like Target and Home Depot in 2014 and 2015, some in the insurance industry – and more than a …

Readopted credit-scoring model highlights NCOIL’s annual meeting

Cyber insurance, international regulatory efforts, the sharing economy and the successful state credit-scoring model dominated the agenda of this past week's National Conference of Insurance Legislators meetings in …

Don’t strangle the cyber insurance market in its cradle

We live in an era of disruption. Technology redefines our world on a regular basis, as the wonders of networks that allow data to be transferred virtually without …

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